You want lots of butts in the seats at the community cleanup or the first PTA gathering of the year? Advertise that a $50 prepaid debit card (or a couple of $25 ones) will be given away. Advertise it extensively. Sure, it would be nice if people would attend such things without coaxing, but be realistic: If someone’s on the fence about attending (“Do I want to get up that early on a Saturday?/Be out that late on a school night?”) then the chance of winning might tip them over into Do The Right Thing territory.
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TD Go Prepaid Visa Card Review (Independent)
TD Bank’s new prepaid card is aimed at helping parents teach their teenagers how to spend money wisely, albeit in a way that offers a sturdy safety net. “The development of smart spending habits is a journey and many parents want to offer teens a gradual path to increasing fiscal freedom,” says Tami Farrow, Senior Vice President and head of retail deposit payments for TD Bank. “With the launch of the TD Go Card, TD Bank is offering parents a convenient and safe environment to get money to their teens and an easy way to monitor spending.”
FICO Score 9: Latest Credit Score Version Could Save You Thousands
The new FICO Score 9 is coming out this fall, and it looks very positive for many U.S. consumers. Once implemented and used by lenders, it should help many with poor credit or limited credit histories. Ultimately, this could mean better rates for consumers on loans and credit products such as credit cards. Score Highlights… Continue reading FICO Score 9: Latest Credit Score Version Could Save You Thousands
Debit Cards Reduce Crime
Long before the debate around the wisdom and fairness of using prepaid debit cards to pay employee salaries began, recipients of welfare and food stamps made the switch from paper checks to plastic. A new study has found that the transition yielded this surprising result: Debit cards reduce crime. A recent story in The Chicago… Continue reading Debit Cards Reduce Crime
In-case you missed it… Stories of Interest: 4/11/2014
In-case you missed it; The best from the world of personal finance blogs – all in one place Financial lessons from “Downton Abbey” There are plenty of people – Anglophiles and lovers of tawdry storylines, in particular – who just can’t get enough of “Downton Abbey.” But for Money Crashers writer, Jacqueline Curtis, the… Continue reading In-case you missed it… Stories of Interest: 4/11/2014
Wal-Mart Sues Visa
The ongoing battle over how much banks should be able to charge stores for processing a debit card purchase began after the 2010 passage of the Dodd-Frank Consumer Protection and Wall Street Reform Act.