Anyone who has ever been married knows that a successful union requires plenty of accommodation and teamwork. While that’s an obvious message when it comes to raising children or keeping the house in order, it also extends to maintaining the good credit any couple will need in order to buy a new home or car.… Continue reading Helping A Spouse With Ways To Increase Their Credit Score
Month: September 2014
JP Morgan Chase Aims to Boost Consumer Financial Security
This latest announcement is a follow-up to JP Morgan Chase’s establishment earlier this year of the Financial Solutions Lab. A five-year, $30 million program in collaboration with the Center for Financial Services Innovation, the lab is centered on developing and distributing innovative products that improve financial security.
Apple Pay No Slam Dunk
Ultimately, though, even many of the skeptics about Apple Pay’s immediate adoption think it has great long-term potential. Tom Redd of SAP Global told Forbes that it’s easy to see why Apple will succeed. “Hey, the Millennials live by Apple, and if Apple says, ‘Do it,’ consider it done.”
Credit Card Breach Doesn’t Compel Action
Actually reviewing one’s credit report – an essential step after a data breach – not only occurred less than half the time among survey respondents, younger and older people were least likely to do it. Only one-third of those between the ages of 25 and 34 and just 40 percent of those 65 and older checked their credit report.
Survey: Americans Need To Get More Financially Fit
It can often seem like there are a bewildering number of things to do in order to stay financially fit. Don’t borrow too much money. Create a budget and stick to it. Save for retirement. Squirrel away money for your children’s education. Now add this to the list of to do’s required in order to… Continue reading Survey: Americans Need To Get More Financially Fit
Smart Moves for Students: How to Build Credit as a College Student
in the not too distant past, credit card companies tried to entice every student within a Frisbee’s throw of a college green to signup for entry-level cards by offering perks like free airline flights. While that practice was a way for lots of undergrads to demonstrate they were ready for the adult responsibility of repaying their debts – and hence establishing good credit – it also resulted in too many young people drowning in credit card debt. It was an unpopular enough marketing tactic that the Credit CARD Act of 2010 largely eliminated those campus credit card promotions.