Prepaid Debit Card Reviews, Complaints, Etc

Tag: Debit card

  • AccountNow Gold Visa Prepaid Debit Card

    AccountNow Gold Visa Prepaid Debit Card

    Nowadays very many people are more warmed up to the idea of prepaid services. One type of prepaid service that has gained wide usage is prepaid debit cards. These cards are replacing the traditional credit cards. If you are looking for a better way to manage your money then you should consider applying for the AccountNow.com Gold Visa Prepaid Debit Card. This prepaid debit card is licensed by Visa USA. This card allows you to load cash online; you can login at www.accountnow.com or through direct deposit.

    This prepaid debit card is associated with numerous benefits. The first and very important benefit offered by AccountNow.com is that you can never use more money than you have. It has been said that you should bite only what you can swallow. Many individuals and families have found themselves in very compromising situations when they accumulate very large amounts of debts through the use of credit cards. The AccountNow prepaid debit card will save you from such kind of situations and embarrassments since you can only spend what you have loaded.

    The card goes ahead and ensures that you can use it anywhere that Visa debit cards are accepted. This is unlike other types of cards that can only be used in specific places. This means even when you travel, may it be from one side of the globe to the other you can make your purchases. Furthermore, you can use the prepaid card just like a debit card in ATMs and withdraw money for a very small fee. This does not mean the security of the card is compromised. Rather the card has very secure fraud liability protection just like the conventional credit cards issued by Visa.

    The AccountNow.com prepaid debit card allows you to make various online transactions including shopping, renting a car and booking airline tickets. You can also pay your bills online. For those receiving benefit or pay checks, they can be directly remitted to your account saving you the hustle of having to cash checks and the fees associated with them. You will also get free direct deposits and can qualify for a $25 direct deposit bonus within 6 months after opening the account if you deposit at least $500 per month through the recurring deposit in two or more consecutive months

    When you want to apply for the AccountNow.com prepaid debit card, you are not required to pay any fee. The subscription process is free and very efficient since it is not long. Once you open your account, you will be charged a $9.95 the first time you deposit your money. However, there is no minimum balance for this account. Each time you make an ATM withdrawal you will be a charged $2.50 fee. Every month you will be charged a $9.95 usage fee but you can be exempted from this fee if you deposit $3000 dollars or more into your account in a month. The account does not charge the annual percentage fees. Just like other prepaid cards, the AccountNow card does not require a credit check thus you can open the account regardless of your credit score.

    The AccountNow Gold Visa Prepaid Debit Card is not the best prepaid debit card on the market and there are cheaper debit cards with lower fees out there.

    For more from this author visit:  Tameka Riley’s Author Page

  • Walmart MoneyCard Prepaid Visa Debit Card

    Walmart MoneyCard Prepaid Visa Debit Card

    The Walmart MoneyCard prepaid Visa debit card is one of the cards that have the most attractive features on the market. Normally what attracts a person to a prepaid debit card is not its physical look but its usable features. The Walmart reloadable prepaid Visa debit card is not lacking in these either.

    The first feature is the ease of acquisition. The card is one of the easiest to acquire. To obtain it you don’t require a bank account and neither do you require any credit check. You can buy it at your local Walmart or Walmartmoneycard.com. Once you get the card you don’t have to stand in a queue for long periods of time waiting for it to get activated like you do with some cards offered by some financial institutions. To activate you only need to place a call to Walmart and they will activate the card for you immediately.

    A prepaid debit card no matter how good its features are, if its not easy to use will end up serving little or no purpose. The Walmart MoneyCard prepaid Visa debit card has been designed to make transactions easier for the card holders. The card is accepted in all Walmart outlets worldwide. This makes your shopping abroad as easy as shopping home. You can even use it to shop online. This is unlike most other prepaid debit cards that only allow you to shop from stores but not online.

    With the Walmart prepaid debit card, you don’t have to worry about acquiring cash whether you on tour abroad or at home. The card allows you to get cash from a large number of compatible ATMs the world over. This means that all you require when traveling is your prepaid visa card.

    The Walmart prepaid Visa debit card does not only cater for travelers, it also caters for those at home. You can use to complete a wide range of transactions while at home without the need for cash. You can use it to pay a wide range of bills. These include the cable bills. The power bills, water bills, cell phone bills and many other utility bills. The cards provide an easy and quick way of paying bills in that there are no long procedures involved. The process has been made deliberately short and without complexities so as to make it simple for the consumer. You can even use it to pay for other domestic expenses like buying groceries, paying for gas, paying bills at restaurants and so on.

    Over time, the Walmart prepaid debit card has become very popular with business people since it allows them for virtually everything they need. One can use the card to make hotel reservations, pay for airline tickets and many other expenses. Unlike cards that encourage careless spending, the Walmart prepaid Visa card enables one check spending. You can do this through by receiving email alerts every time you make a transaction on the card. One can also be receiving SMS balance alerts.

    Safety and convenience are another main advantage of the prepaid card. You are charged no transaction fee and neither do you pay anything if you reload your funds using the direct deposit. There are policies that protect the card holder from unauthorized purchases.

    How much does the Walmart reloadable prepaid Visa debit card charge? Fees?

    You will have to pay $2 dollars for ATM withdrawals, $1 for balance inquiries, $3 dollars for monthly maintenance which can be waived if you load or reload at least $1,000 dollars in a calendar month. And you also have to pay a fee to reload the card with a GreenDot MoneyPak which can average $4.95.

    These are just some of the fees you will have to pay.

    The Walmart MoneyCard prepaid Visa debit card also has several benefits that make it one of the best prepaid debit cards you can use. It has a lower monthly fee than other cards and offers a 1% cash back bonus on gas purchase through the end of 2011.

     

Prepaid Debit Card Reviews, Complaints, Etc