Ratings of Military Credit Cards with Travel Rebates

Please note that this page is outdated and maintained for archival purposes only. However, the overall Editor’s rating above is still updated.

Also, be sure to read consumer comments below. New consumer reviews of military credit cards offering travel rebates and rewards (by folks like you) are still encouraged! 

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Military members and their families have particular banking and financial needs. For many military members, it’s not surprising for military members to relocate or travel frequently, work uncommon or irregular hours, live overseas for long periods of time or maintain multiple addresses during a short time period.

All of this can make banking difficult, especially at many traditional banking institutions. This can improve by using a military financial institution. Military and federal credit unions and banks are better at preparing for and accommodating the needs of military families.

If you are a member of the military or a qualifying federal employee or have access to membership via a qualified sponsor, you have some additional options that are not available to the general public. For example, you qualify for USAA membership, one of the leading financial institutions in the country.

You also qualify for membership with Pentagon Federal Credit Union or Navy Federal Credit Union, two of the country’s largest credit unions. These institutions offer great rates and financial products that are typically competitive to top offers elsewhere, if not better, in many areas.

Take a look below at some of the best military credit cards for travel rebates and also secured cards for building you rebuild or rebuild your credit (secured cards generally don’t have rebates, though there is one card featured below that does). If you don’t find what your looking for, there are some great travel cards for non military members that you can still apply for 

Consumer Note! As with any rebate card, please exercise discipline when using travel rebate credit cards and don’t spend over your budget- reward credit cards are designed to get you to charge more, but you can beat the banks at their own game! 🙂 If you find yourself overspending, then you should stop using and switch to a non reward card or debit card. The rebates aren’t worth the hassle in this case. 🙁

Best Travel Rebate Credit Cards for Members of the Military

USAA SECURED CARD® PLATINUM VISA® CARD

Featured

Note: A military affiliation or existing family relationship to USAA is required to be eligible for this card.

• • USAA Eligibility Requirement: Today, USAA membership is only open to U.S. military service members, veterans who have received a discharge type of Honorable, and their eligible family members.
  • This card is designed for members of the military with poor or no credit- it helps you build or improve your credit score (no travel rewards).

Editor’s Rating

 

At USAA’s secure site (Not an Advertiser)

Credit Needed: Poor

Annual Fee	APR	Credit Needed	Grace Period
$35	11.65-21.65%	Bad Credit	25 Days

NAVY FEDERAL CREDIT UNION nREWARDS VISA or MASTERCARD SECURED CREDIT CARD

 

• Earn rewards while building or repairing credit
• A military affiliation or existing family relationship to Navy Federal is required to be eligible for this card.
• No annual fee¹
• Earn one point per $1 spent (rare travel benefit for a secured card)

• Start redeeming at 1,000 points
• Collision Damage Waiver (CDW) coverage
• MasterCard Standard MasterRental® Insurance Coverage available

Editor’s Rating

Free Ad

 

 

 

 

Credit Needed: Poor

Annual Fee	APR	Credit Needed	Grace Period
$0	18%	Bad Credit	24-30 Days

ARKANSAS FEDERAL CREDIT UNION VISA SECURED CARD

Featured

• • $0 – $10 Annual Fee
  • A military affiliation or existing family relationship to AFCU (mainly Arkansas residents) is required to be eligible for this card.
  • $0 Liability Fraud Protection
  • Falcon Alert Helps Prevent Debit and Credit Card Fraud

• • Skip A Payment
  • Visa Alerts
  • Mobile Bill Pay
  • Online Bill Pay

Editor’s Rating

Free Ad

 

 

 

 

Credit Needed: Poor

Annual Fee	APR	Credit Needed	Grace Period
$0	14-18%	Bad Credit	25 Days

USAA SECURED CARD® AMERICAN EXPRESS® Card

Featured

Note: A military affiliation or existing family relationship to USAA is required to be eligible for this card.

• • USAA Eligibility Requirement: Today, USAA membership is only open to U.S. military service members, veterans who have received a discharge type of Honorable, and their eligible family members.
  • This card is designed for members of the military with poor or no credit- it helps you build or improve your credit score (no travel rewards).

• • Chip technology has added security when used at a chip-enabled terminal and greater acceptance worldwide.
  • Before starting your application, USAA will ask you a few questions to establish your online access and eligibility with USAA.
  • If you are not eligible, USAA credit cards and other products may still be available.
  •  

Editor’s Rating

Featured

 

 

 

At USAA’s secure site (Not an Advertiser)

Credit Needed: Poor

Annual Fee	APR	Credit Needed	Grace Period
$35	11.65-21.65%	Bad Credit	25 Days

Consumer Reviews and Ratings of Military Credit Card Rebate Programs:

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