Credit and Debit Card Ratings

TD Go Prepaid Visa Card Review and Rating

Please note that this page is outdated and maintained for archival purposes only. However, consumer comments below are current and new consumer reviews (by folks like you) on this card are still encouraged. You can view our current prepaid card reviews here.

Welcome to our site! Our editors have been covering the credit and debit card space for a total of 30+ years and we are proud to have been featured by the Wall Street Journal, CNN, etc.

Unlike almost all card comparison sites that only list cards that advertise with them, 95% of the cards on our site don’t pay us a dime (and Brinks does not). This site is powered by consumers like you! 🙂

Does TD Bank Offer a Prepaid Debit Card?

Currently, TD Bank does not offer a prepaid card as it was discontinued on 10/15/21 . However, you can view our current prepaid card reviews here.

If one of your New Year’s resolutions was to teach your teenager how to better manage money, TD Bank wants to help. A few years back, TD Bank, one of the ten largest banks in the U.S., announced the release of the Visa TD Go Card a few years back (when we first reviewed this card offer), its first foray into the prepaid debit card market.

TD Bank’s new prepaid card is aimed at helping parents teach their teenagers how to spend money wisely, albeit in a way that offers a sturdy safety net.“The development of smart spending habits is a journey and many parents want to offer teens a gradual path to increasing fiscal freedom,” says Tami Farrow, Senior Vice President and head of retail deposit payments for TD Bank. “With the launch of the TD Go Card, TD Bank is offering parents a convenient and safe environment to get money to their teens and an easy way to monitor spending.”

One thing parents and teens who opt to get a TD Go Card might learn is that using a prepaid debit card can sometimes be pricey. Depending on how a teen uses the card, the fees it charges can add up.There is a $4.95 charge for purchasing the card initially and there’s a $1.00 charge to load it using either a debit or credit card (direct deposit is free).Read Customer Complaints and Reviews Below!
And Share Your Rating and Review to Help Others!Withdrawals from a TD Bank ATM are free, although taking money out of a non-TD Bank ATM costs $3.00, as does a balance inquiry at a non-TD ATM.Requesting a paper account statement runs $5.00  and there is a $2.50 charge if the card EACH MONTH if not used for 12 months.

Go Visa Card Features:24/7 access lets you easily spend, load and track your money
Set up transaction alerts, check your balance, reload your card on the go, and more with the TD Alerts app
Helps you budget – you can only spend what you put on your card.How to Load Funds:Load funds online* 24/7 using your TD Bank Debit or Credit Card
Direct deposit any amount from your paycheck
Deposit cash or checks or transfer funds from your TD Bank checking or savings account at any TD BankHow to Open:Bring $25 cash – no TD Bank account needed – or transfer $25 from your TD Bank checking or savings account
Bring your Social Security number and a valid ID (driver’s license, passport or state-issued)Monthly fee is $5.99*Per purchase $0ATM cash withdrawals:$0 in-network
$3.00 out-of-networkReload Fee: $0

Is the TD Go Prepaid Card Good? (Summary):

Please note that this 2018 review is outdated and is only kept for historical reasons. Please read our updated review of the TD Bank Go Visa Card here (that is in a better visual format).The TD Go Card is a good card if you are an existing customer- the fees are definitely low. It’s also a good option if you are looking for a teen card for allowances. But the TD Go Card is not a great option for a general prepaid card.Click here to search for the prepaid debit cards with different benefits than the TD Card (and at least in one case, lower fees) – read reviews and apply online in mins.One lower fee card option than the TD Bank Go reloadable card is the new No Fee Chime Visa Debit Card, (Ad Link) which can managed entirely from your smartphone and charges no overdraft fees, no monthly service fees and no transfer fees. No minimum balance is required and Chime features over 38,000 fee-free MoneyPass® and Visa Plus Alliance ATMs (there is a map of all fee-free ATM’s in the app).This is the best and cheapest alternative to prepaid cards we have seen since we started reviewing prepaid cards over 5 years ago. And for a limited time, earn a Cash referral bonus of $50 when you tell your friends and family members about Chime and they sign up (and they’ll earn $50 too)- details within the app after you apply! Click for more info.- you can apply online in just 2 mins with no obligation- start by simply entering your email and clicking Get Started– over 3 million customers couldn’t be wrong. 🙂Finally, be sure to read customer reviews (complaints and praises) of the TD Bank Go Visa Card below and post your negative or positive review!Related Prepaid Card to Consider:The TD  Connect reloadable prepaid visa card is  offering (for adults- not teens). Read our full TD Prepaid Connet Card Review by clicking here. Please note that anyone can apply for this card – no TD Bank account needed.

Editorial Note!:
“The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author’s alone, including this review and the reviews written by actual cardholders below.”

Category: Best Low Fee Prepaid Cards

Millions of people are turning to prepaid debit cards as a smart alternative to carrying cash and writing checks. Almost anyone can qualify and they don’t require a credit check or a bank account.

Though they carry credit card logos and can be used anywhere a credit card is used, unlike a credit card, they do not offer a line of credit. The user can only spend the amount that has been loaded onto the card or placed into the account associated with the card.

There are dozens of debit cards on the market, many of them issued by the same bank, but fee structures are vastly different. Bestprepaiddebitcards.com has done all the research for you and provides comprehensive reviews to help you decide which card is best for you.

GO2bank Offers Overdraft Protection up to $300.

And build your credit with the GO2bank Secured Visa® Credit Card with no annual fee*, no credit check*, and no impact to your credit when you apply. (sponsor link)

  • TD Go Prepaid Visa Card Review and Rating

    Please note that this page is outdated and maintained for archival purposes only. However, consumer comments below are current and new consumer reviews (by folks like you) on this card are still encouraged. You can view our current prepaid card reviews here.

    Welcome to our site! Our editors have been covering the credit and debit card space for a total of 30+ years and we are proud to have been featured by the Wall Street Journal, CNN, etc.

    Unlike almost all card comparison sites that only list cards that advertise with them, 95% of the cards on our site don’t pay us a dime (and Brinks does not). This site is powered by consumers like you! 🙂

    Does TD Bank Offer a Prepaid Debit Card?

    Currently, TD Bank does not offer a prepaid card as it was discontinued on 10/15/21 . However, you can view our current prepaid card reviews here.

    If one of your New Year’s resolutions was to teach your teenager how to better manage money, TD Bank wants to help. A few years back, TD Bank, one of the ten largest banks in the U.S., announced the release of the Visa TD Go Card a few years back (when we first reviewed this card offer), its first foray into the prepaid debit card market.

    TD Bank’s new prepaid card is aimed at helping parents teach their teenagers how to spend money wisely, albeit in a way that offers a sturdy safety net.“The development of smart spending habits is a journey and many parents want to offer teens a gradual path to increasing fiscal freedom,” says Tami Farrow, Senior Vice President and head of retail deposit payments for TD Bank. “With the launch of the TD Go Card, TD Bank is offering parents a convenient and safe environment to get money to their teens and an easy way to monitor spending.”

    One thing parents and teens who opt to get a TD Go Card might learn is that using a prepaid debit card can sometimes be pricey. Depending on how a teen uses the card, the fees it charges can add up.There is a $4.95 charge for purchasing the card initially and there’s a $1.00 charge to load it using either a debit or credit card (direct deposit is free).Read Customer Complaints and Reviews Below!
    And Share Your Rating and Review to Help Others!Withdrawals from a TD Bank ATM are free, although taking money out of a non-TD Bank ATM costs $3.00, as does a balance inquiry at a non-TD ATM.Requesting a paper account statement runs $5.00  and there is a $2.50 charge if the card EACH MONTH if not used for 12 months.

    Go Visa Card Features:24/7 access lets you easily spend, load and track your money
    Set up transaction alerts, check your balance, reload your card on the go, and more with the TD Alerts app
    Helps you budget – you can only spend what you put on your card.How to Load Funds:Load funds online* 24/7 using your TD Bank Debit or Credit Card
    Direct deposit any amount from your paycheck
    Deposit cash or checks or transfer funds from your TD Bank checking or savings account at any TD BankHow to Open:Bring $25 cash – no TD Bank account needed – or transfer $25 from your TD Bank checking or savings account
    Bring your Social Security number and a valid ID (driver’s license, passport or state-issued)Monthly fee is $5.99*Per purchase $0ATM cash withdrawals:$0 in-network
    $3.00 out-of-networkReload Fee: $0

    Is the TD Go Prepaid Card Good? (Summary):

    Please note that this 2018 review is outdated and is only kept for historical reasons. Please read our updated review of the TD Bank Go Visa Card here (that is in a better visual format).The TD Go Card is a good card if you are an existing customer- the fees are definitely low. It’s also a good option if you are looking for a teen card for allowances. But the TD Go Card is not a great option for a general prepaid card.Click here to search for the prepaid debit cards with different benefits than the TD Card (and at least in one case, lower fees) – read reviews and apply online in mins.One lower fee card option than the TD Bank Go reloadable card is the new No Fee Chime Visa Debit Card, (Ad Link) which can managed entirely from your smartphone and charges no overdraft fees, no monthly service fees and no transfer fees. No minimum balance is required and Chime features over 38,000 fee-free MoneyPass® and Visa Plus Alliance ATMs (there is a map of all fee-free ATM’s in the app).This is the best and cheapest alternative to prepaid cards we have seen since we started reviewing prepaid cards over 5 years ago. And for a limited time, earn a Cash referral bonus of $50 when you tell your friends and family members about Chime and they sign up (and they’ll earn $50 too)- details within the app after you apply! Click for more info.- you can apply online in just 2 mins with no obligation- start by simply entering your email and clicking Get Started– over 3 million customers couldn’t be wrong. 🙂Finally, be sure to read customer reviews (complaints and praises) of the TD Bank Go Visa Card below and post your negative or positive review!Related Prepaid Card to Consider:The TD  Connect reloadable prepaid visa card is  offering (for adults- not teens). Read our full TD Prepaid Connet Card Review by clicking here. Please note that anyone can apply for this card – no TD Bank account needed.

    Editorial Note!:
    “The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author’s alone, including this review and the reviews written by actual cardholders below.”

  • The Best Cash Back Rewards Credit Cards: July 2018

    The Best Cash Back Rewards Credit Cards: July 2018

    Everyone likes to have the flexibility of having a credit card around, even if it’s just for emergencies. These days, most cards have a rewards system for those who use their card frequently, but those systems often have rotating categories of purchases, points that have to be redeemed in a special store, rewards that expire, or a hundred different ways of ensuring that the rewards you get don’t actually cost the credit card company much.

    They’re often a pain in the neck to understand and using your reward is often a hassle. There are some cards, though, that cut through all that nonsense and simply refund a portion of everything you purchase.

    Here’s a comparison of some of the best cash back rewards cards (including online applications) (Ad Link*).
     

    Looking for a great cash back credit card?

    Compare the best credit cards directly and easily apply online in minutes.

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    Discover it® – Cashback Match™

    Discover pioneered the idea of the cash back reward and has continued to push the rest of the industry forward. The Discover it card offers 1% cash back on every purchase. In addition, every quarter there is an additional category of purchase for which you can earn 5% cash back. These categories include things like Amazon.com, grocery stores, gas stations, and restaurants and it’s important to note that you do have to opt in every quarter. There is a $1500 max per quarter, but unless you’re spending $30,000 per quarter, or $10,000 per month, you’re not going to hit the limit.

    In addition, there are several deals Discover has with specific companies that offer extra rewards. These rewards are as simple as 5% cash back when you buy Apple products online or as varied as the four separate rewards available at Avis.

    The truly beautiful thing about the Discover it Cashback Match card is that new card members have their first year of cash back rewards doubled. That’s right. I you earn $250 cash back throughout the year, you’ll receive a total of $500 cash back. These cash rewards can be applied to your balance, paid to charitable organizations, deposited in your bank account, or spent on Amazon.com.

    Discover it® Chrome

    The Discover it® ChromeGas & Restaurant Card is a simplified version of the Discover it® card. Instead of 1% cash back on everything with a host of ways to get 5% back on other purchases, the Chrome card offers 1% cash back on everything and 2% cash back on purchases at gas stations and restaurants with a $1000 cap every quarter. It’s the perfect card for someone who spends much of their life on the road.

    As with the previous card, the cash reward is doubled for new members in their first year.

    Fidelity® Rewards Visa Signature® Card

    The beauty of investing is that small investments can reap significant rewards down the line. The beauty of the Fidelity® Rewards Visa Signature® Card is that it offers 2% cash back on everything you buy and deposits that 2% directly into your Fidelity retirement, college savings, or money market account.

    If money is tight, or if you don’t get paid on a monthly schedule, it might make some sense to route routine payments like groceries and gas through this card. You can make your payment when you get paid, and you’ll effectively be investing 2% of everything you spend.

    Wells Fargo Cash Wise Visa® Card

    The Wells Fargo Cash Wise Visa® Card offers cash back in three different ways.

    • If you spend $1000 in the first three months, you’ll get $200 in cash back rewards. It’s just that simple.
    • You get 1.5% cash back on all purchases with no rotating categories or limits.
    • You get 1.8% cash back on purchases made in the first twelve months with mobile e-wallets like Apple Pay and Android Pay.

    Click here for more information and to apply online to this card.

    Sam’s Club MasterCard

    Unsurprisingly, the Sam’s Club MasterCard is intended to provide the most benefit for those who shop at Sam’s Club. They do that by offering 5% back on all gas purchases at Sam’s Club—up to $300 back for the first $6000 spent—and 1% on purchases beyond $6000. In addition, you’ll receive 3% back on dining and travel and 1% on purchases at Sam’s Club and other locations that accept MasterCard.

    This card is perfect for those families that are just trying to stretch their budget a bit further.

    Walmart Credit Card

    Walmart is one of the largest retailers in the world, so of course, they offer a cash back credit card. With it, you can get:

    • 3% cash back on everything purchased on Walmart.com, including grocery pickups.
    • 2% cash back on all purchases of gas at Walmart or Murphy stations.
    • 1% cash back on all other purchases.

    There are no limits and the savings are paid out as a credit on your account.

    This card is particularly useful for busy families just trying to squeeze the most out of their budget. Walmart’s grocery pickup service is an immense time-saver and getting 3% cash back to use it is like being paid to do things the easy way.

    PenFed Defender Visa Signature Card

    The PenFed Defender Visa Signature Card offers the best of both worlds in a remarkably simplified package. The rewards are simple. You get 1.5% cash back on all purchases. That alone is pretty good, but PenFed combines it with a remarkably low 10.74% APR to make this card an outstanding all-around value.

    Capital One® QuicksilverOne® Cash Rewards Credit Card

    The Capital One® QuicksilverOne® Cash Rewards Credit Card offers 1.5% cash back on every purchase. Cash back is redeemable in any amount, and the rewards never expire.

    In addition, the Capital One® QuicksilverOne® Cash Rewards Credit Card offers a host of credit tools to help you monitor and improve your credit rating. There’s a $39 annual fee for the card, and this card is more accepting of those who have lower credit. Click here for more information from our partner site, CardRatings.com.

    NASA FCU Platinum Cash Rewards

    For those that qualify, the NASA FCU Platinum Cash Rewards card can be a tremendous value. Not only do you get 1.5% cash back on every purchase, you can get a rate as low as 15.65% APR.

    In addition, if you’re looking to pay down the balance on your current credit card, NASA FCU Platinum Cash Rewards offers a 9.9% APR on balance transfers until it’s paid.

    Amazon Store Card

    The Amazon Store Card comes with a host of benefits, especially for Amazon Prime members. First, you’ll get a $40 Amazon Gift Card as soon as you’re approved for the card. If you’re a Prime member, you’ll also get 5% cash back on all purchases made at Amazon. Cash back is issued monthly and can be applied to your balance or used to purchase items on Amazon.

    Amazon Rewards Visa

    The Amazon Rewards Visa offers 3% back for purchases on Amazon and at Whole Foods, 2% at restaurants, gas stations, and drug stores, and 1% back on everything else.

    But, if you’re an Amazon Prime member, you get 5% back at Amazon and Whole Foods. If you think you’re likely to spend at least $2380 on Amazon over the course of a year, the 5% cash back will pay for your Prime membership, essentially giving you two-day delivery and all the Prime Video and Music benefits in return for your everyday purchases.

    Target REDCard

    Strictly speaking, the Target REDCard doesn’t offer cash back. Instead, it offers a 5% discount on every purchase at Target stores and in-store Starbucks locations as well as a host of other specific discounts. If you purchase a specialty gift card for travel, restaurants, movies, and more, you can get 5% with your REDcard. Note, this includes Disney gift cards. Target subscriptions to everyday items offer everyone a 5% discount. With a REDCard, you get an additional 5% discount.

    Finally, Target stole a play from Amazon’s playbook and offers free shipping for all purchases made on Target.com with your REDCard.

    Fort Knox Credit Union Platinum Visa

    The Fort Knox Credit Union Platinum Visa offers a host of features that make it an excellent value. First, you get 5% cash back on all gas purchases. That alone makes it an excellent value for those on the run. In addition, you get 1% back on all other purchases.

    The benefits don’t stop there, though. The interest rate is low, as low as 10.75% APR, and there are no balance transfer or annual fees. If you’re looking to make a permanent credit card switch, this is an excellent value.
     

    Looking for a great cash back credit card?

    Compare the best credit cards directly and easily apply online in minutes.

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    Citizens Bank Cash Back Plus World MasterCard

    The Citizens Bank Cash Back Plus World MasterCard is designed to ensure their best customers get the best rewards. Everyone gets 1.5% cash back on every purchase with no annual or foreign transaction fees and no limits to the rewards you can earn.

    If you make at least one eligible purchase every month for six months, you’ll receive a 10% bonus to your cash back applied retroactively and for all future purchases provided you make at least one eligible purchase a month.

    If you have your cash back directly deposited into a Citizens Bank checking or savings account, you’ll get another 10% bonus on your cash back.

    If you live in a state where Citizens Bank operates (MA, CT, RI, VT, NH, PA, NY, NJ, DE, MI, OH) and you’re willing to route routine purchases like gas and groceries through your Citizens Bank card, you can up your cash back to 1.8% and have it directly deposited into a savings account to build the rainy day fund all those financial advisors tell you to have.

    Payback Rewards World MasterCard® Credit Card from Patelco Credit Union

    The Payback Rewards World MasterCard® Credit Card offers a tremendous value for those who love to travel. Their rewards program is a simple 2% cash back on every purchase with no limits or categories. Cash back is redeemable at any time with a minimum of $25 redeemed. There is an annual fee of $35 that is waived for the first year, and rates are as low as 11.65%.

    The card also gives you access to a suite of travel services including concierge services, emergency card replacement, and travel accident insurance. If you travel for work, or just love to travel, this card might be the right one for you.

    PNC Cash Rewards® Visa® Credit Card

    The PNC Cash Rewards® Visa® Credit Card is perfect for families trying to stretch their budget just a bit further. There’s a tiered system of cash back rewards on things families buy every day:

    • 4% Cash back on gas.
    • 3% Cash back on restaurants, including fast food.
    • 2% Cash back on groceries.
    • 1% Cash back on everything else.

    The higher tiers of rewards for gas, restaurants, and groceries apply to the first $8000 in purchases combined across categories after which, rewards are given at the 1% tier. Cash back is earned per purchase and is available a few days after each purchase. It is redeemable at any time and may be applied to your balance or deposited in any PNC Bank account.

    Cash back credit cards are an outstanding way to make your budget go just a bit further. The key to maximizing the benefit you get is to match your routine spending patterns to the card you use. If you routinely shop at Amazon, Walmart, or Target, you should seriously consider getting their store cards. If you’re not looking for an immediate reward as much as you are simply trying to get the best deal, look at the Discover cards that offer cash back match for the first year or the Fidelity Rewards Visa.

Credit and Debit Card Ratings