Extra Credit – Credit Scores: Are There Rewards for Responsible Repayment?

True, it’s just a number, but maintaining a good credit score is key to getting the best rates for your mortgage and car loans We all have numbers that, for better or worse, define us. Age is an obvious numerical marker, but so too are the ones that your doctor hectors you about – weight,… Continue reading Extra Credit – Credit Scores: Are There Rewards for Responsible Repayment?

Experian Reporting Rental Payments on Credit Reports

In times past, the only time rental history would show up on a credit report was when a property management company would turn it over for collections.  But in December 2010, that all changed when Experian became the first credit bureau reporting rental payments on consumer credit reports.  Not only is this is great news… Continue reading Experian Reporting Rental Payments on Credit Reports

SpendSmart Names Justin Bieber as Brand Ambassador

Bieber Promotes Debit Card via Videos, Social Media Would Justin Beiber’s ebdorsement make you want a branded prepaid debit card?  SpendSmart Payments is hoping so.  Its new card features Bieber, its brand ambassador, in a video series called “Real Talk,” that is aimed at helping teens and families develop responsible spending habits.  In the first… Continue reading SpendSmart Names Justin Bieber as Brand Ambassador

Rewards Season: Prepaid Debit Card Benefits to Look For

No, it’s not the Oscars and there won’t be any tedious speeches. But prepaid cards do offer ways to get awards There’s no official name or diagnosis, but most of us know someone who suffers (or benefits) from a condition perhaps best called frequent flyer-itis. You know the type: they’re the ones whose wanderlust is… Continue reading Rewards Season: Prepaid Debit Card Benefits to Look For

Pros and Cons of Prepaid Debit Cards

Don’t believe the hype about prepaid cards. But don’t believe the doomsayers, either We live in a world of incessant hyperbole. The latest version of the iPhone? Best invention ever. The current members of Congress? The most corrupt and feckless in history. And let’s face it, advertising and promotion is based largely on inflated claims… Continue reading Pros and Cons of Prepaid Debit Cards

Dave Ramsey Chimes In On The Rise of the Prepaid Debit Card

One would only need to turn on their television to know that prepaid debit cards are on the rise.  Added to the mix is a growing crop of celebrities endorsing one card or the other.  Prepaid Debit cards are popping up everywhere with uses ranging from tax returns to IRAs, but so are the fees… Continue reading Dave Ramsey Chimes In On The Rise of the Prepaid Debit Card

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