If you’re like millions of other Americans, you likely began 2015 with a handful of resolutions to improve your physical or financial health. Unfortunately, there are all too many predatory companies and scam artists who want to turn your commitment to better yourself into a quick profit for themselves. And just as you should steer… Continue reading Tips on How to Avoid Paid Credit Repair Scams
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JP Morgan Chase Aims to Boost Consumer Financial Security
This latest announcement is a follow-up to JP Morgan Chase’s establishment earlier this year of the Financial Solutions Lab. A five-year, $30 million program in collaboration with the Center for Financial Services Innovation, the lab is centered on developing and distributing innovative products that improve financial security.
How To Fix Your Credit Report
A Federal Trade Commission (FTC) study conducted last year found that five percent of consumers had errors on their annual credit reports that could cause them to have to pay more interest on their loans.
Turning Student Debt Into Good Credit
There are times when even the most well-meaning and responsible graduate just can’t make those loan repayments. When that is the case, Raghavan writes that the best approach is to defer the loans. Defaulting on the debt will do lasting harm to your credit score. “As a good rule of thumb, remember that it’s OK to defer, but not to default,” she writes.