Best Prepaid Debit Cards Page 4

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The following prepaid debit cards can help you control your spending and avoid unexpected fees. Unlike with typical checking accounts, a reloadable debit card allows you to only spend up to the amount you have previously deposited into the account. What does this mean to you? It means no unwanted insufficient funds fees and no extra fees at merchants. If you would like to take charge of your budget, then a prepaid debit card could be a good choice for you.

Visa® Imperial Monthly Plan

Editor's Rating

At Imperial secure site
Credit Needed: Poor

Purchases Other Fees Activation Fee Monthly Fee Average Monthly Cost of Ownership
PIN Signature Cash Reload ATM Withdrawal
$0 $0 $0 $1.95 $0 $9.95 $14.76

ReadyDebit® Select

  • Best Way to Get your Tax Refund Fast! Choose E-file and use your ReadyDebitCard Account to Direct Deposit your Tax Refund! Fast, Easy, Safe and Secure.
  • Instant account number – a great card for your money
  • Free† direct deposit – paycheck, benefits, tax refunds
  • Easy online bill payment & mobile account access
  • No purchase transaction fees
  • No overdraft fees or balance minimums
  • Withdraw cash at ATMs or get cash back with purchases
  • Credit ScoreTracker1 with Free† direct deposit
  • Click here for full review.

Editor's Rating

At ReadyDebit secure site
Credit Needed: Poor

Purchases Other Fees Activation Fee Monthly Fee Average Monthly Cost of Ownership
PIN Signature Cash Reload ATM Withdrawal
$0 $0 $0 $2.50 $9.95 $0 $27.62

NetSpend® Prepaid (Fee Advantage)

  • Get Paid up to 2 days faster with direct deposit paychecks and government benefit checks
  • Get your tax refund faster when you e-file and use direct deposit
  • 100% Approval – No credit check needed (ID verification required).
  • Earn cash back with NetSpend Payback Rewards
  • Real-time activity alerts sent to your mobile phone.
  • Prescription Discounts – up to 55% off!
  • Funds are FDIC insured up to the current coverage limit (ID verification required).
  • Click here for full review.

Editor's Rating

At NetSpend secure site
Credit Needed: Poor

Purchases Other Fees Activation Fee Monthly Fee Average Monthly Cost of Ownership
PIN Signature Cash Reload ATM Withdrawal
$0 $0 $0 $2.50 $0 $9.95 $23.95

ACE ELITE $5 FEE ADVANTAGE PLAN

  • Real time activity alerts via text, email, and mobile app. *Standard text messaging rates from your wireless provider apply.
  • Easy Online Bill Pay – pay bills, rent, or write personal checks.
  • Free 24/7 customer service.
  • Your Funds are FDIC-insured through The Bancorp Bank; Member FDIC.
  • Access to over 23,000 fee-free MoneyPass ATMs from coast-to-coast. Get cash or check your balance—free of charge.
  • Click here for full review.

Editor's Rating

At Ace Elite secure site
Credit Needed: Poor

Purchases Other Fees Activation Fee Monthly Fee Average Monthly Cost of Ownership
PIN Signature Cash Reload ATM Withdrawal
$0 $0 $0 $2.50 $0 $5.00 $

NetSpend Prepaid (Pay As You Go)

  • Get Paid up to 2 days faster with direct deposit paychecks and government benefit checks
  • Get your tax refund faster when you e-file and use direct deposit
  • 100% Approval – No credit check needed (ID verification required).
  • Earn cash back with NetSpend Payback Rewards
  • Real-time activity alerts sent to your mobile phone.
  • Prescription Discounts – up to 55% off!
  • Funds are FDIC insured up to the current coverage limit (ID verification required).
  • Click here for full review.

Editor's Rating

At NetSpend secure site
Credit Needed: Poor

Purchases Other Fees Activation Fee Monthly Fee Average Monthly Cost of Ownership
PIN Signature Cash Reload ATM Withdrawal
$2.00 $1.00 $0 $2.50 $0 $0 $23.95

ReadyDebit® Visa Latte Control Prepaid Card

  • Best way to get your text refund fast! Choose E-file and use your ReadyDebit card account to Direct Deposit your tax refund! Fast, easy, safe and secure.
  • $0 Monthly fee†
  • No credit checks* or ChexSystem checks
  • No overdraft fees
  • No bounced checks – Ever!
  • Free direct deposit
  • Credit ScoreTracker with Free† direct deposit
  • Easy cash reloading at 50,000 + retail locations
  • Click here for full review.

Editor's Rating

At ReadyDebit secure site
Credit Needed: Poor

Purchases Other Fees Activation Fee Monthly Fee Average Monthly Cost of Ownership
PIN Signature Cash Reload ATM Withdrawal
$1.00 $1.00 $0 $2.50 $9.95 $0 $8.08

ReadyDebit® Visa Mint Control Prepaid Card

  • Best way to get your text refund fast! Choose E-file and use your ReadyDebit card account to Direct Deposit your tax refund! Fast, easy, safe and secure.
  • $0 Monthly fee†
  • Free† direct deposit
  • ScoreTracker with Free direct deposit
  • No credit checks* or ChexSystem checks
  • No overdraft fees
  • No bounced checks – Ever!
  • Easy cash reloading at 50,000 + retail locations
  • Click here for full review.

Editor's Rating

At ReadyDebit secure site
Credit Needed: Poor

Purchases Other Fees Activation Fee Monthly Fee Average Monthly Cost of Ownership
PIN Signature Cash Reload ATM Withdrawal
$1.00 $1.00 $0 $2.50 $9.95 $0 $8.08

Ace Elite (Pay As You Go)

  • Free direct deposit – get your paycheck and government benefits up to 2 days faster.
  • Instantly transfer money from your PayPal Account to your PayPal Prepaid MasterCard!
  • Get account alerts on your mobile device or download our App to check your balance and see recent transactions
  • Open an optional savings account currently offering a 5.00% APY for balances up to $5,000 (new)
  • Earn Cash back rewards from specially selected stores, restaurants and more
  • No credit check, overdraft fees or interest charges.
  • Safer than carrying cash – use it to pay for everyday purchases.
  • Click here for full review.

Editor's Rating

At Ace Elite secure site
Credit Needed: Poor

Purchases Other Fees Activation Fee Monthly Fee Average Monthly Cost of Ownership
PIN Signature Cash Reload ATM Withdrawal
$2.00 $1.00 $0 $2.50 $0 $0 $24.95

AccountNow Gold Visa® Prepaid Card

  • Get paid up to 2 days faster with Free Direct Deposit † – get your paycheck or benefits checks in your card account and access your funds up to 2 days earlier than payday.
  • 100% Guaranteed Approval – upon successful ID verification. No Credit check. No ChexSystems check. And no existing bank account required.
  • $0 Activation Fee. No Minimum Balance. No Overdraft fees.
  • $15 Bonus§ with recurring Direct Deposit. Never pay to cash your paychecks and get your pay faster.
  • $10,000 balance limit. Your alternative to a traditional bank account. Deposits are FDIC insured.
  • Use it everywhere Visa Debit cards are accepted and pay anyone with PayAnyone Bill Pay. Shop online, rent a car, pay your rent and more.
  • Easy Mobile Account Access and Text Alerts. Get your account balance, transaction details sent to your phone within seconds
  • Click here for full review.

Editor's Rating

At AccountNow secure site
Credit Needed: Poor

Purchases Other Fees Activation Fee Monthly Fee Average Monthly Cost of Ownership
PIN Signature Cash Reload ATM Withdrawal
$0 $0 $4.95 $2.50 $0 $9.95 $19.40

SmartyPig

  • Get paid up to 2 days faster with free direct deposit of paychecks and government benefits*
  • Free Anytime Alerts™ – Get your balance and transactions via text or email*
  • Free Direct Deposit – Get paid up to 2 days faster, don’t stand in line or pay check cashing fees*
  • Secure: Card funds are backed by Visa® Zero Liability*
  • Click here for full review.

Editor's Rating

At SmartyPig secure site
Credit Needed: Poor

Purchases Other Fees Activation Fee Monthly Fee Average Monthly Cost of Ownership
PIN Signature Cash Reload ATM Withdrawal
$0 $0 $0 $1.95 $0 $0 $29.00


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