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Western Union MoneyWise Card Review Archive – Card Discontinued

 
western union 300 x 170
western union 300 x 170
western union 300 x 170

 
Overview
 

Average Monthly Fees and Costs:
$15.42

 
Product Details:
  • $2.95 monthly fee waived any month with a direct deposit of $100 or more
  • Free Activation
  • Free Payroll and Government Benefit Direct Deposit
  • Reloadable
  • Protected by MasterCard's Zero Liability
 
Activation Fee: $0.00
 
Monthly Fee: $0.00
 
Card Limit: N/A
 
PIN Transaction Fee: $1.00
 
Signature Transaction Fee: $1.00
 
ATM Withdrawal Fee: $2.50
 
ATM Balance Inquiry Fee: $0.50
 
ATM Out of Network Withdrawal Fee: $2.50
 
ATM Out of Network Balance Inquiry Fee: $.50
 
ATM Withdrawal Limit: $500
 
Bill Payment Fee: N/A
 
Bill Payment Limit: N/A
 
Bank Teller Cash Fee: $2.50
 
Bill Pay Expedited Service Fee: N/A
 
Inactivity/Maintenance Fee: $5.95
 
Cash Load Fee (* asterisk indicates third party fees): $0.00
 
Wire Fee: N/A
 
ACH Debit Fee: $1.00
 
Card Purchases (SIgnature) Daily Limit: N/A
 
Card Purchases (PIN) Daily Limit: N/A
 
Send Money Limit: N/A
 
Card Reviews: ,
 
Card Features
 
 
 
 
 


 
Initial Fees
 
 
 
 
 


 
Average Monthly Fees
 
 
 
 
 


 
Bill Pay Fees / Features
 
 
 
 
 


 
Loading Fees / Options
 
 
 
 
 


 
Total Score
 
 
 
 
 


User Rating
11 total ratings

 

Things We Like


Free direct deposit and a free mobile app as well as several money transfer options.

Things We Dislike


Low on features and high on some fees, especially ATM withdrawals.


Bottom Line

Western Union is already one of the most recognizable cogs in the very global system of money transfers. But beyond its visible role helping residents in one country support family members in another, Western Union is also in the prepaid debit card business. Currently, the company offers the Western Union MoneyWise Card and the Western Union® […]

6
PostedJuly 24, 2016 by

 
Full Article
 
 

Western Union is already one of the most recognizable cogs in the very global system of money transfers. But beyond its visible role helping residents in one country support family members in another, Western Union is also in the prepaid debit card business. Currently, the company offers the Western Union MoneyWise Card and the Western Union® My WU® Prepaid MasterCard. The main difference between the two is that use of My WU can earn cardholders points on qualifying Western Union transactions, which can be redeemed for discounts on WU® transfer fees and cash back.

Like the majority of prepaid debit cards, both of Western Union’s offerings provide free loading and reloading via direct deposit and a free mobile app. As one might expect from a company that knows a thing or two about how to transfer money, Western Union also allows its prepaid cards to be loaded for free via bank account transfers and, you guessed it, through Western Union® money transfers. Keep in mind, though, that if you add money at a retail location it will cost between $2.95 and $4.95.

A very big downside with Western Union’s prepaid debit cards is the lack of an ATM network. That means every withdrawal from an ATM will cost $1.95, a pretty steep charge if you need to get cash frequently.

Bottom line: This card doesn’t have any exceptional features. If you’re already a Western Union customer, the My UW card might be an appealing way to boost your Western Union reward earnings. But the question consumers will have to ask themselves is whether or not those points are worth the potentially high fees that come with them.

Update: The Consumers Union reported in Nov. 2014 that Western Union has discontinued the MoneyWise Prepaid Debit Card. Western Union now offers the NetSpend Prepaid MasterCard. NetSpend lets consumers load paychecks to the card balance through direct deposit with no fees. Click here for more information.


Curtis Arnold

 


6 Comments


  1.  

    I am having trouble activating my new card, Western Union/ Moneywise which expires on 11/16, my card number is xxxxxxxxxxx3742, the activation number of 1-888-215-6772 was incorrect on the card, can you please send me the correct activation number to activate my card, when I try to activate it the card is invalid, my address is Jacqueline Vickers, P.O.Box 561 Pearson, Georgia 31642: Phone #912-327-9631, thank you, I have not been able to use my card or get the right service to fix the problem. Thank you.




    •  

      Ms. Vickers, I am sorry to hear of your problem with activation.

      I have tried to email and called and left a message with the phone number to call for Wells Fargo customer support. They should be able to help you get your card activated. I am pasting that number here as well.

      Try activating your card from this link.

      https://www.wunetspendprepaid.com/account/activation.m

      If that does not work, below is the contact information to contact Western Union’s support team to help get this resolved.

      Call us toll-free at
      1-800-214-5483
      between 8AM-10PM CT, Monday through Friday and 8AM-8PM CT, Saturday and Sunday.
      customerservice@wunetspendprepaid.com
      Hopefully, that will help. Unfortunately, we do not actually issue the cards nor activate or approve them. We only provide information about the cards themselves, currently.




  2.  
     
     
     
     
     

    I need help to activate my new card. Jacqueline Vickers, P.O.Box 561 Pearson, Georgia which expires on 11/16: Western Union Moneywise/ Visa Debit. Thank you.




    •  

      Thank you for your comment. I am sorry you are having issues with activation and will reach out to you directly by email. I will send a web address that should be able to help.
      Hopefully, we can get that activated quickly for you.




  3.  
    shante

    i had a money wise card with yall back in 2011. I went to jail and just got out I’m having a hard time tryna get my account info and reorder another card




    •  

      Thank you for your message. It turns out that the Western Union MoneyWise card was discontinued around November 2014. That may be the reason you are finding it difficult to find information about the card. You should be able to contact Western Union directly at a branch or by phone and they should be able to pull up your card information by your name and/or social security number. They have replaced that card with the NetSpend Prepaid MasterCard. NetSpend lets consumers load paychecks to the card balance through direct deposit with no fees.

      You can find information on the card here http://www.bestprepaiddebitcards.com/card/western-union-netspend-prepaid-mastercard/
      or
      https://www.wunetspendprepaid.com/

      Hopefully, that can help.
      For contact information, click the following link or call the number below.
      https://www.wunetspendprepaid.com/help.shtml

      For Customer Service, call us at 1-800-214-5483
      Monday through Friday: 8AM-10PM (Central Standard Time – CST)
      Saturday & Sunday: 8AM-8PM (Central Standard Time – CST)

      Let us know how they are able to help you. All the best with your calls.





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