Random Article

Walmart Money Card

Walmart MoneyCard Prepaid Visa Debit Card
Walmart MoneyCard Prepaid Visa Debit Card
Walmart MoneyCard Prepaid Visa Debit Card


Average Monthly Fees and Costs:

Product Details:
  • No purchase transaction fees
  • If you cash a check at Walmart, you can load that amount onto the card for free – which is the same as using direct deposit; otherwise the charge is $3
  • MasterCard or Visa branding
  • FDIC insured
  • Withdrawals from MoneyPass ATMs are free
Activation Fee: 3.00
Monthly Fee: 3.00
Card Limit: 3,000.00
PIN Transaction Fee: 0.00
Signature Transaction Fee: 0.00
ATM Withdrawal Fee: 0.00
ATM Balance Inquiry Fee: 1.00
ATM Out of Network Withdrawal Fee: 2.00
ATM Out of Network Balance Inquiry Fee: 1.00
ATM Withdrawal Limit: 3,000.00
Bill Payment Fee: N/A
Bill Payment Limit: N/A
Bank Teller Cash Fee: N/A
Bill Pay Expedited Service Fee: N/A
Inactivity/Maintenance Fee: N/A
Cash Load Fee (* asterisk indicates third party fees): $4.95 *$3.00 - $4.95
Wire Fee: N/A
ACH Debit Fee: N/A
Card Purchases (SIgnature) Daily Limit: 3,000.00
Card Purchases (PIN) Daily Limit: 3,000.00
Send Money Limit: N/A
Card Reviews: ,
Card Features

Initial Fees

Average Monthly Fees

Bill Pay Fees / Features

Loading Fees / Options

Total Score
3/ 5

User Rating
60 total ratings


Things We Like

The card is fairly simple to understand and use and the average annual fee total is relatively low.

Things We Dislike

No real perks other than earning fuel points with purchases, a benefit that expires at the end of 2013. No mobile app, no card-to-card fund transfers, and there’s a charge to load cash at a Walmart.

Posted October 28, 2013 by

Full Article

Walmart, the world’s largest retailer, is known above all for two things: low prices and a huge selection   of products. The Walmart Money Card, not surprisingly, also aims to be low cost and full of choices. For   the Basic card you will pay a $3 activation fee, a $3 monthly fee, and in return get free ATM withdrawals  from any ATM in the expansive MoneyPass network. If you go for the Plus, Specialty or Preferred card,   your fees will be higher. It has a bill pay option, but you have to go to Walmart to use it. Checking your  account balance and activity is possible on a mobile website but not an app. And although there are   several loading fees (some of them free, some up to $3) card-to-card transfers are not possible.

The Walmart offering is by no means extraordinary. There are no exceptional features, with the possible   exception of earning points for the purchase of gas, a deal that lasts only until the end of 2013. Even   though it is easy enough to understand the card’s fee structure, the rest of the cardholder agreement is   a jumble of confusing fine print.

This card is issued as both a Visa and a MasterCard and is available at all Walmart retail locations as well   as online. Obtaining a card online will save you the $3 you’d otherwise have to pay if you get a card in a   store. Funds on the card are FDIC insured.




Curtis Arnold




    I quite like reading an article that can make men and women think.
    Also, thank you for permitting me to comment!


    Hey very nice blog!


    Easy to load card. Direct Deposit numbers can be obtained VIA the website and the telephone. I’ve never had a problem using this card.

Leave a Response