Horizon Gold Card
The Horizon Gold Card is not really a credit card, it’s an account. Per terms and conditions “How it Works: Upon Account activation of your membership, you will receive various benefits as well as a credit card account to use exclusively on purchases available through the Horizon Outlet Website. Your Account will not work at any other website…Monthly Membership/Benefits Plan: Upon account activation, all Horizon Card Services members are automatically enrolled in our monthly membership benefit plan. Monthly membership includes a $500 Unsecured card, access to My Privacy Protection, My Universal RX, My Roadside Protect and My Legal Assistance benefits. For ease and convenience, the $24.95 benefits plan membership fee will be auto-debited monthly. The $6.00 monthly card maintenance fee is waived to all active $24.95 monthly benefit plan accounts… “
Bottom line: Unless you want to buy products from ONLY their site this is not the card for you. Yes it could potentially help rebuild credit because they report to a credit bureau but that’s about all its good for.