American Express PASS
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The American Express Pass Prepaid Debit Card is designed for teens and their parents. It comes in four colors, and is made of recycled plastic, and is clearly designed to appeal to teens. The primary user’s controls should also appeal to parents. This could be a good tool to help teens learn to manage money.
Fees: No monthly maintenance fee, no point-of-service fee for transactions. Loading money on the PASS card via direct deposit or linked bank account is free.
Free ATM network? No, but American Express does not charge for first withdrawal each month. (Subsequent withdrawals are $2 apiece, but the ATM function may be turned off by the primary user.)
Minimum load: $25