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Ace Cash Express Debit Card Review

Pink ACE Elite Visa Prepaid Card
Pink ACE Elite Visa Prepaid Card
Pink ACE Elite Visa Prepaid Card


Average Monthly Fees and Costs:

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Product Details:
  • Get Account Number Today with Free Direct Deposit
  • No Checking Account or Credit Check Required
  • Free Activation
  • Free Payroll and Government Benefit Direct Deposit
  • Reloadable
  • Protected by MasterCard's Zero Liability
  • PIN and Signature transaction fees
Monthly Fee: $5.00
PIN Transaction Fee: $0
Signature Transaction Fee: $0
ATM Withdrawal Fee: $2.50
ATM Balance Inquiry Fee: $0.50
Bill Payment Fee: $1.00
Bank Teller Cash Fee: $2.50
Bill Pay Expedited Service Fee: N/A
Inactivity/Maintenance Fee: $5.95
Cash Load Fee (* asterisk indicates third party fees): $3.00 *$3.00 - $4.95
Wire Fee: $0
ACH Debit Fee: N/A
Card Purchases (SIgnature) Daily Limit: N/A
Card Purchases (PIN) Daily Limit:

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Card Reviews: ,
Card Features

Initial Fees

Average Monthly Fees

Bill Pay Fees / Features

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Total Score

User Rating
3 total ratings


Things We Like

Every swipe of the card raises more money to fight breast cancer.

Things We Dislike

The fees are many and often times high. There is also little in the way of customer service.

PostedMarch 7, 2014 by

Full Article

The Ace Cash Express Debit Card (actually the Pink ACE Elite w/Direct Deposit Fee Monthly Advantage Plan) has joined the fight against breast cancer. Every time you use your Pink ACE Elite Visa prepaid debit card, a portion of the purchase price is donated to the National Breast Cancer Foundation. Obviously, this unique feature is praiseworthy.

While that philanthropic component of the card is exceptional, a host of its other features are less than consumer-friendly. In fact, our assessment of the card turned up a long litany of fees: There’s a purchase fee of $9.95, a bank transfer fee of $5.95, a so-called “additional fee” of $3.95, and an inactivity fee of $5.95 for not using the card for 90 days. Unless you utilize direct deposit to load the card, there’s a $2.50 ATM withdrawal fee. The list goes on.

There are some features that come gratis, such as direct deposit, text alerts and some online services. The free text alerts come in many flavors, including after each prepaid debit card transaction. These alerts let you know when there is a purchase, an ATM withdrawal, cardholder transfers and other activities.

Bottom Line Review: Kudos to the card for making a donation to the National Breast Cancer Foundation after each purchase. However if you want a card that is not fee heavy, this is not the card for you.

Curtis Arnold




    hi, is there anychange to reload this prepaid card with a creditcard?

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